A loan is a way for an individual to receive up to $8,000 in funding. It is a loan that can be used for home enhancements, luxury item purchases, vehicle repairs or bill payments. The length of the loan is called the term and can range all the way up to 180 days.

 Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.

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Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement. Please contact the lender directly if you have an issue paying an installment.

Please check the loan agreement from your lender for specifics on this, as each loan may vary.