UNSECURED PERSONAL LOANS
- $2000 - $15,000 Loan Options
- Fixed Repayment Terms
- Streamlined Process
Applying will not affect your credit score.
Applying will not affect your credit score.
Why find a Personal Loan option with Lending Choice 24?
Personal Loans Online
Lending choice 24 is simple, secure, and convenient. You can fill out our online form in just a matter of minutes from the privacy of your own home.
We believe in clear, upfront pricing. With fixed Annual Percentage Rates (APR) capped at a maximum of 29.99%, you will know exactly what your loan costs from day one—no hidden fees, no last-minute surprises.
Must be at least 18 years old.
Must be employed or receiving a steady income.
Have a bank account with direct deposit.
Your information is submitted through a protected online form designed with privacy in mind.
How does Lending Choice 24 work? We are not a lender but a lender connection service. We securely collect your information and share it with our partner(s), who may contact you with personal loan offers. We save you from filling out forms on multiple websites by working with multiple lending partners. Once you submit your information online, you may be redirected to a lender’s website, where you can review the loan terms, including applicable rates and fees. If you accept the lender’s terms and are approved, eligible applicants may receive funds in their bank account as early as the next business day, subject to lender approval and bank processing times.
Loan Information & Disclosures:
APR Range: 5.99% Minimum – 29.99% Maximum annual percentage rate
Repayment Terms: 12 Months minimum – 60 Months maximum.
Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24.
APR Information: The Annual Percentage Rate (APR) is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. Rates, loan size, among other variables will vary based on your credit worthiness with the lower rates potentially available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to lender or lending partner. We recommend you read the lending partner’s terms and conditions in full before proceeding for a loan.
Renewal Policy: Every lender has its own terms and conditions and renewal policy, which may differ from lender to lender. You should review your lender’s terms and renewal policy before signing the loan agreement. Late payments of loans may result in additional fees or collection activities, or both.
Late, Partial, or Non-Payments and Collections: A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, and/or report your late, partial or non payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.
Transparency Disclaimer: LendingChoice24.com does not charge a fee for our service. We receive compensation from our lending partners for successful connections.
The following table represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender and/or lending partner:
| APR | 6.00% | 10.00% | 29.99% |
|---|---|---|---|
| Loan Amount | 5000 | 5000 | 5000 |
| Period | 36 months | 36 months | 36 months |
| Monthly Payments | $152.11 | $161.34 | $212.23 |
| Total Payments | $5,475.95 | $5,808.09 | $7,640.30 |
| Total interest paid | $475.95 | $808.09 | $2,640.30 |
Loan amounts from $2,000 – $15,000. Funding timeframes vary by lender — eligible applicants may receive funds as early as the next business day.
Your privacy is our priority. Our platform uses 256-bit encryption to keep your personal information safe
Pay off your loan at any time with absolutely no penalty or fee.
Apply for a loan today. Our prequalification process works without affecting your credit score.